• 4 Ways to Get Out of Credit Card Debt

    Taco Winter

    Avoiding credit card debt and letting your bills pile up will only make the issue worse. The good news is, there are several steps you can take to save money on interest charges and get out of credit card debt a whole lot faster. 1. Balance Transfer Credit Cards Instead of paying 19% or more…

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  • How to Align Your Spending and Values

    Taco Winter

    Is it okay to spend your money? We’ve all read articles about the best way to take control of our budget is to simply quit spending money. Stop buying that latte every morning. Stop eating out at restaurants. Stop taking those expensive vacations. This is normal and I think there is some truth in those…

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  • 4 Best Places to Put Your Savings

    Taco Winter

    Money that is considered savings is often put into a low risk, interest-earning account, rather than into higher risk investments. Although there is opportunity for larger returns with certain investments, the idea behind savings is to allow the money to grow slowly with little or no associated risk. 1. Savings Accounts Savings accounts are offered by banks…

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  • How Much Does Frivolous Spending Cost You?

    Taco Winter

    Have you ever stood behind someone in line at the convenience store and watched them pay hard-earned money for a lottery ticket? Or walked through a busy casino, with people at the machines literally giving their money to the house all in the name of a little fun? Or what about watching someone inhale their future retirement…

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  • Financial Planning: It’s About More Than Money

    Taco Winter

    Life planning is different than traditional financial planning because the focus is more about who you are and who you want to be than it is about money. Unlike people engaged in the traditional planning process, people engaged in the life planning process don’t look ahead to figure out how to maintain their current lifestyles…

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  • How Much in Savings You Need to Live Comfortably

    Taco Winter

    According to the Federal Reserve’s study on economic well-being in U.S. households, published in 2016, Americans are satisfied with how they are doing financially. The number of adults reporting they are “living comfortably” or “doing okay” rose to 69%, up from 65% in 2014 and 62% in 2013. However, surveyors then asked a series of follow-up questions…

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  • 5 Simple Tricks for Spending Less Money

    Taco Winter

    The mind works in mysterious (and expensive) ways, but you can outsmart it with these moneysaving ideas from the experts. Think Things Through Farnoosh Torabi, author of Psych Yourself Rich, explained a few mental approaches on Huffington Post. First is to give serious thought to your purchase. Pressured? Rushed? You’ll spend more recklessly. Infomercials are designed to…

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  • 5 Steps to Take Control of Your Personal Finances

    Taco Winter

    When I started my financial planning career seven years ago, I quickly learned that the people who were financially successful were the ones who dedicated time and energy to regularly budgeting, managing and planning out their finances. In other words, they had the discipline to get a financial education and continue to expand that education over their…

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